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**Attention Electronic Deposit Customers** We will be updating our system on the evening of Wednesday, February 22nd. The system will be down until approximately 12:00 p.m. Thursday, February 23rd. We apologize for any inconvenience this may cause.

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WARNING: Five Points Bank will NEVER ask you to divulge your personal or account information by email. We warn you to protect your personal information and be cautious of any email that asks you for such information. If you believe you have been solicited by a fraudulent email, please contact Five Points Bank IMMEDIATELY.

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All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.