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Golden Club Account
A “Golden” opportunity for people 55+.
The Golden Club is our premium checking account for seniors 55 and better. We’ve combined free and no-fee banking services with interest-bearing checking, plus special perks like seminars, activities and vacation getaways just for you.
- Earns variable interest
- No minimum balance for annual percentage yield
- Unlimited check writing
- Free Golden Club checks
- Free imaged checks returned with monthly statement
- Free email statements with images
- Free Simply Better ATM/Debit Card
- Free transactions at all Five Points Bank ATMs and only $1.50 per transaction at other ATMs
- Free Internet Banking, Internet Bill Pay and 24-hour StarPhone service
- $5.00 off annual deposit box rental fee
- Free one-signature traveler’s checks, cashier’s checks and money orders
- Free year-end DVD containing imaged checks, deposits, and transactions (upon request)
- Quarterly newsletter
- Group travel and seminars
- $100 deposit required to open account
Click here for Golden Club Happenings and our Golden Moments newsletter.
NOW Account
Interest-bearing checking, your way.
Proof that hard work always pays off – our NOW Account puts your money to work and earns interest on your checking balance.
- Earns variable interest
- Unlimited checking writing
- Free Simply Better ATM/Debit Card
- Free imaged checks returned with monthly statement
- Free email statements with images
- Free Internet Banking, Internet Bill Pay and 24-hour StarPhone service
- Free transactions at all Five Points Bank ATMs and only $1.50 per transaction at other ATMs
- Flex Reserve overdraft protection with no annual fee
- $6.00 service charge if the average daily balance drops below $1,000 per service charge cycle
- A minimum daily balance of $1,000 required for the annual percentage yield
- $100 deposit required to open account
Free Club Account
No-frills checking for students and anyone on a budget.
Here’s an economical option for those who like to keep things simple. It’s ideal for people who write lots of checks but don’t need cancelled check images returned in their monthly statements.
- Unlimited check writing
- No minimum balance to maintain the account
- No monthly service charge
- Free email statements with images
- Free Simply Better ATM/Debit Card
- Free Internet Banking, Internet Bill Pay and 24-hour StarPhone service
- Free ATM transactions at Five Points Bank and only $1.50 per transaction at foreign ATMs
- 300 free Club checks per calendar year
- $100 deposit required to open account
Add some extras “a la carte”…
- Year-end DVD containing imaged checks, deposits, and transactions for a $15 annual fee
- Imaged checks returned with monthly statement for $2.95 a month
- Flex Reserve overdraft protection for a $20 annual fee
Low on checks?
Click here to reorder online.
Save time and order your checks directly through the Harland Personal Check Reorder website!
For security reasons, Harland has restricted this service to orders that do not have any name or address changes. Also, you must provide the next starting check number for your reorder. If you should have any name or address changes, or you do not know the starting check number for your reorder, please mail or bring your check order in to Five Points Bank and we will process it for you.
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Equal Housing Lender Member FDIC