Five Points Bank: Fraud Alert

Fraud Alert

Don't be tricked by the fraud scam known as phishing.

Phishing (pronounced "fishing") is defined as unsolicited emails or phone calls from someone claiming to represent a specific financial institution or service provider.

Unsolicited calls or emails stating the recipient is eligible for or has won a lottery, contest, or grant for which they haven’t applied are likely phishing scams. These scams ask the “winner” for bank routing and account information so funds can be automatically deposited into their account. Other fraudulent calls and emails often state that the client’s account has been compromised and direct the client to a website in order to avoid suspension of their account. The website might look identical to the legitimate company’s site and requires the victim to enter personal and account information for verification. Common phishing scams target trusted brands of well-known banks, online retailers and credit card companies.

If you receive an email or telephone inquiry asking for your personal information, DO NOT RESPOND!

Check its authenticity by contacting the company that appears to be the originator of the request.

Five Points Bank will not make a telephone inquiry or send an email to verify or update confidential customer information.

Responding to phishing emails or phone calls puts your accounts at risk. If you think you have been a victim of phishing, contact us immediately at 308-384-5350 or 1-800-576-4687.

To learn more about phishing, visit: www.antiphishing.org

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Fraud Alert

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.