Five Points Bank Blog
Social Security Fraud Prevention
What is Social Security fraud?
Generally speaking, fraud involves obtaining something of value through willful misrepresentation. Fraud exists when a person with intent to defraud makes, or causes to be made, a false statement, or misrepresents, conceals, or fails to disclose a material fact for use in determining rights under the Social Security Act. Information is “material” when it could influence SSA’s determination on entitlement or eligibility to benefits under the Act.
Examples of fraud include:
Scammers commit fraud
The Social Security Administration uses emails, text messages, and social media to provide information on our programs and services. They will not, however, request personal or financial information through these methods. Sometimes, they send emails with information that are particular to your needs, usually after a discussion with you in person or over the phone. When Social Security makes phone contact, it is often to confirm the legitimacy of claims.
It is important to beware of scammers pretending to be from Social Security. Reports about fraudulent phone calls from people claiming to be from Social Security continue to increase, and recent reports have indicated unknown callers are using increasingly threatening language in these calls. If you receive a suspicious call from someone alleging to be from Social Security, hang up, and then report details of the call to the Office of the Inspector General (OIG) at https://oig.ssa.gov/.
Measures you can take to prevent fraud