Five Points Bank Blog

How to Protect Yourself from Brushing Scams This Holiday Season

The holiday season is a time for giving, but it’s also when scammers are most active. One scam on the rise is "brushing," which can lead to identity theft and financial loss. Here’s how to protect yourself:

1. Be Cautious of Unexpected Packages and QR Codes

Scammers may send unsolicited packages with random items and a QR code. Scanning it can lead to a phishing website designed to steal your personal information.

What to do:

• Don’t scan the QR code.
• Check for missing sender info or return addresses.
• Contact the retailer directly if you’re unsure about the package.

2. Protect Your Personal Information

Brushing scams aim to steal your personal and financial data. Scanning a QR code or entering information on a phishing site can lead to fraud.

What to do:

• Avoid entering personal details on suspicious websites.
• Use strong, unique passwords for your accounts.
• Monitor your bank and credit card statements regularly.

3. Be Wary of "Free" Gifts

Scammers may offer "free" gifts to lure you into sharing your personal information. These offers are often a trap.

What to do:

• Be skeptical of offers that seem too good to be true.
• Always read terms and conditions before accepting a gift.
• Know you’re not obligated to accept unsolicited items.

4. Report Suspicious Activity

If you receive a suspicious package or scan a malicious QR code, act quickly to minimize damage.

What to do:

• Contact your bank to freeze accounts if necessary.
• Report the scam to authorities or the FTC.
• Warn friends and family to prevent them from falling victim.

Stay Safe and Smart This Holiday Season

Scammers take advantage of the holiday rush, but by staying vigilant, you can protect yourself from brushing scams and enjoy a safe holiday season.

At Five Points Bank, your security is our priority. We offer fraud detection tools and account monitoring to help you stay safe. If you suspect fraudulent activity, contact us right away.