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HSA - Business Plan

Health Savings Accounts

Five Points Bank helps make healthcare more affordable with our innovative Health Savings Account.

You can lower your health insurance premiums by switching to coverage with a higher deductible, then use funds in your HSA to pay current medical expenses…including those not covered by your insurance.

Or, save the money in your account, and grow your balance with investment earnings that offer great tax advantages*. Plus, the unused funds carry over from year to year, so there's less worry about being prepared for emergencies.

Click here for more details

HSA Instructions

HSA Application

HSA Additional Information

HSA - Custodial Account

HSA - Disclosure

To open an HSA, you must:

  • Have an HSA-qualified “high deductible health plan” (HDHP)
  • Have no other first-dollar medical coverage (disability, dental care, and other auxiliary insurances are permitted)
  • Not be enrolled in Medicare
  • Not be claimed as a dependent on someone else’s tax return

For more details, contact us or ask a Five Points Bank representative at your nearest Five Points Bank location.



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