Internet Banking

Logon to:


Learn More | Demo | Enroll

Home > Mortgage > Mortgage Loans
Mortgage Loans

Think of us as your home team.

Buying a home is a big move. As your local, reliable full-service bank, we’re here to help. We offer a wide range of loans with competitive rates and outstanding personal service. Whether you're buying, refinancing or building a home, you can take comfort in working with us.

Fixed Rate Mortgage
With this traditional choice, the interest rate is fixed for a long term loan.

Construction Loans
We’ll work with you and your general contractor on financing, providing you with funds to buy a lot and/or build a home.

Developed Lot Loans
If you want to buy a developed lot to build on later, this could be the loan for you. The terms and amortization period are flexible to keep costs in line until construction begins.

First-time Homebuyer Loans/Grant Money/Homebuyers Assistance
First-time homebuyers that qualify for this loan will take advantage of a low interest rate along with the possibility of receiving grant money or homebuyers assistance to help pay for closing costs and down payment.

**To be eligible, homebuyers must meet certain income criteria, complete homebuyer education/counseling program and provide a minimum down payment-please contact a mortgage loan officer for more specific details

Nebraska Energy Saving Loans
This low-interest loan program offers financing for improvements and systems that save energy dollars. Loans cover improvements to appliances, insulation, windows, doors, weather stripping, high efficiency heating/cooling, water heaters, thermostats, lighting and more. Check with our Mortgage Loan Specialists at 308-384-4840 for more details.

Related Services

Automatic Payment Draft — Each month we can deduct your mortgage payment from your savings or checking account.

Escrow Services — Monthly escrowing can help you save for annual lump sum payments such as real estate taxes, insurance premiums, etc.


  Mortgage Loans: Apply Now!
Five Points Bank:
Click here to apply.

Five Points Bank of Hastings:
Click here to apply.

Personal Banking
Discover banking that fits your life.
Click here.

Business Banking
It's our business to help you succeed.
Click here.

Trust Services
Protecting and preserving your wealth.
Click here.



Equal Housing Lender Member FDIC