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Home > Personal Banking > Personal Loans 

Personal Lending

Our loans open all kinds of doors.

Whether you need money for life’s necessities, luxuries or opportunities, you’ll get the competitive rates and personal service from Five Points Bank that sets us apart. To learn
more about personal loans, contact us or visit your
nearest Five Points Bank location.

Car Loans

Whether you’re buying a new or used vehicle, our flexible terms and quick local approvals will help get you the wheels you want.


Personal Loans

Planning to remodel? Purchasing new furniture? When you need a loan – for any purpose – we’re here to help. Our experienced loan officers will structure a loan to fit your project and your budget, with the know-how and the flexible terms to get your plans on track.


Mortage Loans

Buying a home is a big move. We can help you step by step. Our lending specialists can introduce you to our many loan options including a variety of fixed- and adjustable-rate mortgages with competitive interest rates. Between our flexible terms and our local approvals, we’ll have you home in no time! For more details, click to our Mortgages section.


Home Equity Loans

Tap the equity in your home to fund education, investments, home improvements – even vacations. Or you can use your loan to pay off high-interest credit card balances. We have competitive rates, easy payment options and low application fees. There may be advantages at tax time too (ask your tax advisor for details). For more details, click to our Mortgages section.


Loan Calculators

Use the tools in our Resources section to discover how much you can borrow and what you’ll owe each month.


   Business Banking 
It's our business to help you succeed.
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Mortgage Products & Services
We can help you home in on your dream.
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Trust Services
Protecting and preserving your wealth.
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Equal Housing Lender Member FDIC