Privacy & Security



At Five Points Bank, the basis of each customer relationship is trust. You have chosen to do business with Five Points Bank, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to meet your financial goals. To read our Privacy Notice, click here.


Relax. Your transactions truly are safe. Five Points Bank works with the leading technology partners to provide the most secure environment possible for worry-free Internet Banking. You can be assured of the following security measures:

Secure Communications

Data is encrypted as it travels to and from your PC. Encryption is accomplished through "Secure Sockets Layer," the de facto standard for data encryption on the Internet. This means your sensitive financial information cannot be deciphered by unauthorized individuals.


Extended Validation SSL – Online Identity Assurance
Extended Validation SSL Certificates were created in direct response to the rise in Internet fraud. Before customers share their confidential data online, they want proof of identification from a trusted source. Extended Validation SSL Certificates give high security web browsers information to clearly identify a website’s identity. For example, in Microsoft® Internet Explorer 7 the URL address bar will turn green on a website secured with an SSL Certificate that meets the Extended Validation Standard. A display next to the green bar will toggle between the organization name listed in the certificate and the Certificate Authority (VeriSign, for example). Firefox and Opera have announced their intention to support Extended Validation SSL in upcoming releases. Older browsers will display Extended Validation SSL Certificates with the same security symbols as existing SSL Certificates. For complete details, see VeriSign's EV SSL FAQ.

Secure Login
User IDs and passwords are stored on our bank's computer, isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet. In addition, because user passwords can vary from six to eight characters, the chance of randomly guessing a password is less than one in 1,000,000,000,000. (That's 1,000 billion!)


Secure Environment
Our computer system does not connect directly to the Internet. It is isolated from the network via a "firewall" -- a software and hardware product that defines, controls and limits the access that "outside" computers have to the bank's computer. This firewall subscribes to the standards set by the NCSA (National Computer Security Association). In other words, use of the firewall allows only authenticated bank customers or administrators to send or receive transactions through it.


Security Reviews
We provide continuous monitoring and auditing of all transactions originating from or outbound to the Internet. We operate with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation and Federal Reserve. We are committed to working with our communications providers to produce the safest operating environment possible for our customers and will take advantage of evolving security enhancements.


Five Points Bank Privacy Notice


Five Points Bank of Hastings Privacy Notice


Privacy Overview


Use of Cookies


Financial Safety


Credit & Debit Card Safety


ATM Safety


Fraud Alert

Equal Housing Lender Member FDIC© 2008 Five Points Bank. All Rights Reserved. Five Points Bank and Five Points Bank of Hastings are divisions of Hometown Banc Corp.