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Trust Services

Protecting and preserving your wealth.

Anyone who owns property – a home, a car, a bank account, investments, business interests, a retirement plan, collectibles or personal belongings – needs an estate plan. An estate plan allows you to direct how and to whom your property will be distributed after your death. 

An estate plan may include financing of your children’s education, making charitable bequests and taking care of minor or disabled children. Five Points Bank works with your attorney and your accountant to pursue all estate and tax planning options to give your investments every advantage and offer your family peace of mind. 

There are many estate planning tools such as joint ownership, Wills, Trusts, and Business Buy/Sell Agreements that can help manage your finances during your life and beyond.

Acquiring wealth is one thing; conserving it is another.  Because you can’t know the future, you need a plan and a partner to meet it with confidence, come what may.

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  Mike Kneale

Mike Kneale  Long-time Grand Island resident, Mike Kneale joined Five Points Bank’s trust division in January of 2014 to manage and oversee the department.  Mike works with individuals and organizations to help them implement their estate planning goals.

With over 24 years of legal experience, Mike brings a wealth of legal expertise and knowledge to this division.  Mike graduated from Grand Island Senior High in 1983.  He further pursued his education by graduating from Nebraska Wesleyan University in 1987 and graduating from University of Nebraska’s College of Law in 1990. 

Mike has served the Grand Island community as a member of the Saint Francis Foundation Board of Directors, as Chairman of the Edith Abbott Memorial Library Foundation Board, as a member of the Heartland United Way Board of Directors, and as Chairman of the Endowment Committee of Messiah Lutheran Church.

Mike’s community knowledge and solid grasp of trust and estate issues offers a level of expertise to our customers that is unparalleled in our community.

Mike and his wife, Michelle, have made Grand Island their home since 1990.  They have two children Zachary and Abbey.  

  Mike Kneale
Trust Department Manager
  Theresa Starkey

Theresa Starkey Over the last 33 years, she has assisted and worked with Trust Department customers. Theresa’s long-time commitment to Five Points Bank and the Trust Department gives her extensive knowledge to effectively administer all types of relationships whether it be personal trusts, estate settlement, or agency accounts.

Theresa was mentored by Five Points Bank’s original founder, William W. Marshall Jr., who gave her a wealth of knowledge that has been a tremendous asset to Five Points Bank and its customers.

Most recently, she has completed the Advanced Trust Administration School sponsored by the Kansas and Nebraska Bankers Associations and the Kansas and Iowa Trust Associations which is endorsed by the Colorado, Kentucky, Minnesota, Missouri, North Dakota, South Dakota, West Virginia and Wyoming Bankers Associations.

Theresa is an experienced and committed Trust Officer ready to help you with your trust or estate administration questions.

  Theresa Starkey
Trust Officer

To schedule an appointment to discuss your estate planning needs, contact us at
Five Points Bank
2032 Brentwood Boulevard
P.O. Box 1507
Grand Island, NE 68802
Phone: (308) 389-8816
Fax: (308) 389-8836



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