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Business Checking Accounts for Nebraska

Finding the right business checking account starts with understanding how your business operates. Five Points Bank offers two business checking account options for Nebraska businesses, from an affordable everyday account for smaller operations to a high-volume analysis account built for more complex cash flow needs. Both include free internet banking and local support from bankers who understand your operation.

Business Savings Cash Management

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Tailored Options

Your business isn’t one size fits all — and neither should your checking account. See us for customizable options that suit your particular needs

Business Checking

Looking for affordable checking specially designed for your business? Look no further than Basic Business Checking. This account includes many attractive options, including Free Internet Banking and Basic Cash Management and the first 125 combined items per month are free. Minimum balance $250.00.

BUSINESS DEPOSIT APPLICATION FORM

HASTINGS BUSINESS DEPOSIT APPLICATION FORM

Analysis Business Checking

Our business analysis account will be tailored to fit the activity and balances in your checking accounts. Ask us for details on how you can optimize our Analysis account for your operation!

ANALYSIS CHECKING APPLICATION FORM

Why Choose Five Points Bank for Your Business Checking?

Five Points Bank has served Nebraska businesses since 1964. We are a locally owned community bank with branches across Central and Eastern Nebraska, including Grand Island, Hastings, Kearney, Lincoln, Omaha, and more. When you open a business checking account with us, you get a banker who knows your name and understands your market. We make decisions locally, which means faster responses and more flexibility than larger national banks can offer.

Every business checking account includes:

Free internet banking
Free mobile banking access
Access to cash management tools
FDIC-insured deposits
Local support at Nebraska branches

About Us

FAQ’s About Our Business Checking Accounts

What Do I Need to Open a Business Checking Account?

You will need a valid government-issued photo ID, your business formation documents (such as your Articles of Incorporation or LLC Operating Agreement), your Employer Identification Number (EIN), and an opening deposit. Visit any Five Points Bank branch across Nebraska or apply online to get started.

Is There a Minimum Balance Requirement?

The Basic Business Checking account requires a $250 minimum balance. The Analysis Business Checking account structure is based on your activity and average balance. Contact a Five Points Bank business banker to discuss which option fits your operation.

What is the Difference Between Basic and Analysis Business Checking?

The Basic Business Checking account is built for businesses that want straightforward, affordable banking with 125 free combined items per month. The Analysis Business Checking account is designed for higher-volume operations where an earnings credit is applied against service charges based on your actual account activity and balances.

Does Five Points Bank Offer Online Banking for Business Accounts?

Yes. Both business checking accounts include free internet banking. You can manage your accounts, transfer funds, pay bills, and access cash management tools online. Visit the Cash Management and Online Services page for a full list of features.

Can I Open a Five Points Bank Business Checking Account Online?

Yes. You can apply online for a checking account for businesses. We recommend speaking with a business banker to ensure the account structure fits your needs. Call (800) 576-4687 or visit your nearest Nebraska branch.

Ready to Open a Business Checking Account in Nebraska?

Five Points Bank has helped Nebraska businesses bank smarter since 1964 with business checking accounts. Apply online today, call us to speak with a business banker, or step into any Central or Eastern Nebraska branch.

View Five Points Bank Locations

Connect with Five Points Bank

Five Points Bank

(800) 576-4687

Five Points Bank of Hastings

(402) 462-2228

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