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Five Points Bank performs system maintenance daily between 6.00 p.m. and 7.00 p.m. CST, updating the transactions performed by our customers that day. Online and mobile banking functions are limited during this time. We apologize for this inconvenience.
Find a checking account that fits your everyday life. Explore four options from Five Points Bank, with convenient digital banking and personal support from your local Nebraska banking team.
The Free Club is a straightforward personal checking account with no monthly service fees and no minimum balance requirement. It includes a free debit card, free mobile banking, and free e-statements. A $100 deposit is required to open the account.
The Golden Club personal checking account is available to customers aged 55 and older. It earns variable interest on your balance and includes access to exclusive activities, group travel, events, and a quarterly newsletter. Qualify with a $1,000 minimum balance, recurring direct deposits, ten debit card transactions each month, or a combined relationship of $20,000.
The Ultimate Club account is a full-featured personal checking account that earns variable interest and includes unlimited free checks, a free debit and ATM card, free cashier’s checks, and a $5 annual safe deposit box discount. A $7 monthly service charge is waived with a combined deposit and loan relationship of $20,000 or more.
The E-Club account is a personal checking account with no service charge when you enroll in e-statements. It includes a free debit card, free mobile banking, free imaged checks with your monthly statement, and a $100 opening deposit requirement. A $2.95 monthly charge applies without e-statement enrollment.
Ready to move your banking to Five Points Bank? Our SwitchKit helps make the transition simple and convenient.
Green check = Included · N/A = Not applicable
You will need a valid government-issued photo ID, your Social Security Number, and a minimum opening deposit of $100. You can apply online or visit any Five Points Bank branch across Nebraska.
It depends on the account. The Free Club and E-Club accounts have no minimum balance requirement. The Golden Club requires a $1,000 minimum balance or qualifying direct deposits. The Ultimate Club waives the monthly service charge with a combined relationship of $20,000.
Yes. You can open a checking account for personal use through the online application portal. The process takes a few minutes, and you will need your ID and Social Security Number.
Both accounts have no minimum balance, but the E-Club charges $2.95 per month if you do not enroll in e-statements. The Free Club has no service charge at all. The E-Club also includes imaged checks with your monthly statement.
Yes. The Golden Club and Ultimate Club accounts include Flex Reserve overdraft protection with no annual fee. Overdraft protection is not available on the Free Club or E-Club accounts.
Family-owned and serving Nebraska communities since 1971, Five Points Bank offers convenient banking with a team you can get to know. We’re here to help you find the right checking account.
Apply using the account links above, or connect with a local banker for personal guidance.
(800) 576-4687
(402) 462-2228
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