All of our accounts come with the following benefits:
We make it easy to switch to Five Points Bank!
We know switching banks can be a hassle, so when you decide to move to Five Points Bank we want the process to be simple and easy. We have designed our SwitchKit to help make your switch to Five Points Bank as convenient as possible.
Switchkit Online Form
Free Club
An easy, simple checking account for anyone who doesn’t need a lot of extras, our Free Club gives you the freedom you need without the stress of worrying about fees and frills. You still get the safety, security and service that comes with any Five Points Bank account, but without the fuss!
Free Club Account Application Free Club Account Application
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Golden Club Account
Unlike any other checking account anywhere, our Golden Club is a community of customers who are 55 and older. Besides earning interest on your balances, account holders have access to exclusive activities like movies, events and even trips!
Golden Club Account Application Golden Club Account Application
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E-Club Account
E-Club checking account is perfect for those who prefer electronic statements. This account has no service charge when you sign up for E-Statements which include images of your checks and deposits. It's safe, secure , and no more waiting for your mail.
E-Club Account Application E-Club Account Application
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Checking Account Comparison
| Features | Free Club | Golden Club | Ultimate Club | E-Club |
|---|
|
Free ATM withdrawal within the Money Pass Network
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Flex Reserve overdraft protection with no annual fee
|
N/A
|
Yes
|
Yes
|
N/A
|
|
Earns variable interest
|
N/A
|
Yes
|
Yes
|
N/A
|
|
No minimum balance
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Service Charges
|
N/A
|
N/A
|
$7.00 charge, waived with combined deposits and/or loan relationship $20,000 or more
|
$2.95 charge, waived with the enrollment of e-statements
|
|
Unlimited check writing
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Unlimited free checks
|
Yes
|
Yes
|
Yes
|
N/A
|
|
Free emailed monthly statement
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Free imaged checks with monthly statement
|
N/A
|
Yes
|
Yes
|
Yes
|
|
Free Debit Card
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Mobile, Online Banking, Bill Payment, P2P, Star Phone
|
Yes
|
Yes
|
Yes
|
Yes
|
|
$5 off annual safety deposit rental fee
|
N/A
|
Yes
|
Yes
|
N/A
|
|
Free cashier’s checks and money orders
|
N/A
|
Yes
|
Yes
|
N/A
|
|
Free year-end DVD of imaged checks, deposits and transactions (upon request)
|
N/A
|
Yes
|
Yes
|
N/A
|
|
$100 deposit required to open account
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Quarterly Newsletter, Group Travel, Events, Free Movies, and Annual Holiday Luncheon
|
N/A
|
Yes
|
N/A
|
N/A
|
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