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Important Alert! To ensure the security of your accounts, Five Points Bank is adding additional security measures to our site. Please ensure you have correct contact information in your profile to avoid interruptions. To learn how to update your contact information, visit our eLearning page and click “Watch Our Online Banking Video.”

You’ve Earned It

It’s time to enjoy the fruits of your labor – all your hard work, your sacrifices and your dedication have added up to a rewarding life! And Five Points Bank is here to celebrate it with the Golden Club. To join, you simply need to open a Golden Club checking account, which is available to those who are 55 and older. Golden Club members get exclusive pricing on trips, access to members-only events, discounted movies once a month, and more!

Golden Club Newsletter Events  Movies


Golden Club Checking Account

There’s no other checking account like it: enjoy the top-notch security, easy access and dependable service that comes with all Five Points Bank checking accounts, but with some unbeatable benefits. Our Golden Club is a special community of people who we have deep appreciation for. Some of our members have been with Five Points Bank since the beginning – but even if you are new to our family, join us at the next event in your area, and you’ll feel like a regular in no time.

Golden Club Checking Features

  • Variable interest bearing account – no minimum balance to obtain the annual percentage yield
  • Unlimited check writing
  • Free Golden Club checks (charges apply for other styles)
  • Free imaged checks returned with monthly statement
  • Free ATM/debit card
  • Free Five Points Bank ATM transactions
  • Free online banking, online bill pay, mobile banking and 24-hour Star Phone service
  • Free email statements with images
  • No annual fee Flex Reserve overdraft protection
  • $5 off annual safety deposit box rental
  • No fees for cashier’s checks or money orders
  • Free year-end DVD containing imaged checks, deposits and transactions (upon request)
  • $100 deposit required to open account

Checking Accounts

Contact Us Wealth Management


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