To improve your experience with us, select your city below:

No, thank you.

Take Me to The Site

Borrowing From Your Neighbor

We all want to live in a place where we can borrow a cup of sugar, a bicycle pump or jumper cables from our neighbor. Think of Five Points Bank as your friendly neighborhood lender – we want to get to know you and your family and be the trusted friend when you need us. And we want to see you in a home where you can lend your neighbor an egg and get a plate of cookies in return.

Home Mortgage Aside Include

Purchase Loans

Five Points Bank offers a comprehensive menu of financing options, including solutions that can be customized depending on your situation. Talk to us today about your dream home, and we’ll get started on how we can make it a reality.

Refinancing Loans

If you want the opportunity to lower your existing mortgage’s interest rate, shorten the term of your loan, convert from an adjustable-rate mortgage to a fixed-rate mortgage (or vise-versa), or even consolidate debt, refinancing might be the right solution for you. Talk to one of our mortgage specialists today to see if it’s the right time for your situation.

Home Equity Loans

Tap the equity in your home to fund education, investments, home improvements – even vacations. Or you can use your loan to pay off high-interest credit card balances or other debt. Five Points Bank has competitive rates, easy payment options and low application fees. There may even be advantages at tax time (ask your tax advisor for details).

Getting Your Home Equity Loan

Getting your current mortgage loan is a similar routine to that of a home equity loan. Some differences are though, that the rate of interest with a home equity loan is usually higher (with tax deductible interest) with lower closing costs.

To qualify for a second mortgage, you will need a positive credit score and you should be able to verify your income. To figure out your home's market value, your lender will ask for an appraisal of your home.

Have questions about your home equity, call us. It's our job to answer home equity loan questions, so we're happy to help!

Type of Home Equity Loans

Use the equity in your home for home improvements, debt, consolidation and investments. Five Points Bank has competitive rates, easy payment options and low application fees.

Types of Loans

contact us


Go to Top