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You’ve Earned It

It’s time to enjoy the fruits of your labor – all your hard work, your sacrifices and your dedication have added up to a rewarding life! And Five Points Bank is here to celebrate it with the Golden Club. To join, you simply need to open a Golden Club checking account, which is available to those who are 55 and older. Golden Club members get exclusive pricing on trips, access to members-only events, discounted movies once a month, and more!

Golden Club Newsletter
Spring 2024
 Events  Movies


Golden Club Checking Account

There’s no other checking account like it: enjoy the top-notch security, easy access and dependable service that comes with all Five Points Bank checking accounts, but with some unbeatable benefits. Our Golden Club is a special community of people who we have deep appreciation for. Some of our members have been with Five Points Bank since the beginning – but even if you are new to our family, join us at the next event in your area, and you’ll feel like a regular in no time.

Golden Club Checking Features

  • $100 deposit required to open account
  • Requires a minimum balance of $1,000. May also qualify with recurring direct deposits, ten debit card transactions each month, or a combined relationship of $20,000.
  • Variable interest bearing account – no minimum balance to obtain the annual percentage yield
  • Unlimited check writing
  • Free Golden Club checks (charges apply for other styles)
  • Free imaged checks returned with monthly statement
  • Free debit card
  • Free Five Points Bank ATM transactions
  • Free online banking, online bill pay, and mobile banking
  • Free email statements with images
  • No annual fee Flex Reserve overdraft protection
  • $5 off annual safety deposit box rental
  • No fees for cashier's checks or money orders

Golden Club Checking Account Application

Golden Club Checking Account Application

Checking Accounts

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